:root {
  --green-900:#063b2b;--green-800:#07523a;--green-700:#087548;--green:#0aa85f;--green-100:#eaf8f0;
  --navy:#092a43;--blue:#1266a3;--orange:#f59e0b;--ink:#17212b;--muted:#5e6c78;--line:#dbe5e1;
  --soft:#f3f8f6;--white:#fff;--danger:#a52828;--shadow:0 18px 50px rgba(9,42,67,.10);--radius:24px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.62}a{color:var(--green-700);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.container{width:min(1180px,calc(100% - 32px));margin:auto}.narrow{width:min(850px,100%)}.skip-link{position:absolute;left:-9999px;top:10px;z-index:9999;background:#fff;padding:12px 16px;border-radius:8px}.skip-link:focus{left:10px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.topbar{background:var(--green-900);color:#fff;font-size:.84rem}.topbar-inner{min-height:38px;display:flex;justify-content:space-between;align-items:center;gap:18px}.topbar a{color:#fff;font-weight:700}.topbar i{margin-right:6px}.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);border-bottom:1px solid rgba(9,42,67,.08);backdrop-filter:blur(14px)}.nav{min-height:96px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:24px}.logo-link{display:inline-flex;align-items:center}.logo{display:block;width:160px;height:72px;object-fit:contain}.header .logo{width:230px;height:78px}.nav nav{justify-self:center}.nav-menu{display:flex;align-items:center;gap:6px;list-style:none;padding:0;margin:0}.nav-menu a{display:block;padding:10px 12px;border-radius:12px;color:var(--navy);font-weight:750;font-size:.94rem}.nav-menu a:hover,.nav-menu a.active{background:var(--green-100);color:var(--green-800);text-decoration:none}.menu-toggle{display:none;border:0;background:transparent;color:var(--navy);font-size:1.7rem}.nav-actions{display:flex}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:46px;padding:12px 18px;border:1px solid transparent;border-radius:14px;font-weight:800;cursor:pointer;transition:.2s ease;text-align:center}.btn:hover{transform:translateY(-1px);text-decoration:none}.btn-primary{background:linear-gradient(135deg,var(--green-700),var(--green));color:#fff;box-shadow:0 12px 28px rgba(8,117,72,.22)}.btn-outline{border-color:#b8cbc4;color:var(--green-800);background:#fff}.btn-lg{min-height:54px;padding:15px 22px}.btn-block{width:100%}
.hero{padding:72px 0;background:radial-gradient(circle at 15% 10%,rgba(10,168,95,.15),transparent 30%),radial-gradient(circle at 90% 5%,rgba(18,102,163,.12),transparent 28%),linear-gradient(135deg,#fafffc,#f2f8fc)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}.eyebrow,.section-kicker{display:inline-flex;align-items:center;gap:8px;color:var(--green-700);font-weight:850;font-size:.84rem;text-transform:uppercase;letter-spacing:.06em}.hero h1,.page-hero h1{margin:12px 0 20px;color:var(--navy);font-size:clamp(2.4rem,5vw,4.8rem);line-height:1.02;letter-spacing:-.05em}.lead{font-size:clamp(1.04rem,1.5vw,1.22rem);color:#405261;max-width:760px;margin:0 0 24px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.trust-card,.side-card,.notice-card,.loan-card{background:#fff;border:1px solid rgba(9,42,67,.09);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}.trust-card h2,.side-card h2,.notice-card h2{color:var(--navy);line-height:1.2}.badge{display:inline-flex;padding:6px 10px;border-radius:999px;background:var(--green-100);color:var(--green-800);font-size:.78rem;font-weight:850}.identity-list{margin:22px 0}.identity-list div{padding:12px 0;border-bottom:1px solid var(--line)}.identity-list dt{font-size:.78rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-weight:800}.identity-list dd{margin:4px 0 0;color:var(--ink);font-weight:650}.text-link{font-weight:850}.check-list,.cross-list{list-style:none;padding:0;margin:18px 0}.check-list li,.cross-list li{display:flex;gap:10px;margin:10px 0}.check-list i{color:var(--green-700);margin-top:4px}.cross-list li:before{content:"×";color:var(--danger);font-weight:900}.check-list.compact{font-size:.94rem}
.section{padding:72px 0}.section-soft{background:var(--soft)}.section-gap{margin-top:42px}.section-head{max-width:780px;margin:0 auto 34px;text-align:center}.section-head h2,.article h2,.cta-box h2,.timeline h2{color:var(--navy);line-height:1.15}.section-head h2{font-size:clamp(1.8rem,3.5vw,2.8rem);margin:10px 0}.cards{display:grid;gap:20px}.cards.three{grid-template-columns:repeat(3,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}.card h2,.card h3{color:var(--navy);margin:14px 0 8px;line-height:1.25}.card-icon{width:50px;height:50px;border-radius:15px;display:grid;place-items:center;background:var(--green-100);color:var(--green-700);font-size:1.45rem}.danger-card{border-color:#f2c7c7;background:#fffafa}.danger-card .card-icon{background:#fdecec;color:var(--danger)}.split,.content-grid,.form-layout{display:grid;grid-template-columns:1.25fr .75fr;gap:38px;align-items:start}.steps{list-style:none;padding:0}.steps li{display:grid;grid-template-columns:48px 1fr;gap:16px;margin:22px 0}.steps>li>span,.timeline article>span{width:48px;height:48px;border-radius:15px;background:var(--green-700);color:#fff;display:grid;place-items:center;font-weight:900}.steps h3{margin:0;color:var(--navy)}.steps p{margin:5px 0}.notice-card>i{font-size:2rem;color:var(--orange)}.cta-section{padding-top:30px}.cta-box{display:flex;align-items:center;justify-content:space-between;gap:24px;background:linear-gradient(135deg,var(--navy),#0d4c64);color:#fff;border-radius:28px;padding:34px}.cta-box h2{color:#fff;margin:6px 0}.cta-box p{margin:0;color:#d8e7ee}
.page-hero{padding:58px 0;background:linear-gradient(135deg,#f2faf6,#f2f7fb);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2.2rem,4vw,4rem)}.compact-hero{padding-bottom:44px}.breadcrumb{display:flex;gap:8px;color:var(--muted);font-size:.88rem;margin-bottom:18px}.article{font-size:1.02rem}.article h2{margin-top:32px}.article h2:first-child{margin-top:0}.timeline article{display:grid;grid-template-columns:56px 1fr;gap:18px;padding:22px 0;border-bottom:1px solid var(--line)}.timeline h2{margin:0 0 6px}.timeline p{margin:0}.notice-inline{display:flex;gap:12px;padding:18px;border-radius:16px;background:#eef7fb;border:1px solid #cde3ef;margin-top:30px}.notice-inline i{color:var(--blue);font-size:1.3rem}.notice-inline p{margin:0}.faq details{border:1px solid var(--line);border-radius:16px;margin:12px 0;background:#fff;padding:0 18px}.faq summary{cursor:pointer;padding:18px 0;color:var(--navy);font-weight:850}.faq p{padding:0 0 18px;margin:0}.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.contact-card{padding:26px;border:1px solid var(--line);border-radius:20px}.contact-card>i{font-size:1.7rem;color:var(--green-700)}.contact-card h2{color:var(--navy)}.contact-card p{overflow-wrap:anywhere}.legal-document{max-width:900px}.legal-document h2{color:var(--navy);margin-top:32px}.legal-document p{font-size:1.01rem}.centered{text-align:center}.centered .lead{margin-left:auto;margin-right:auto}.centered-actions{justify-content:center}
.form-title{display:flex;justify-content:space-between;gap:16px;align-items:start;margin-bottom:20px}.form-title h2{color:var(--navy);margin:8px 0 0}.form-title-icon{font-size:2rem;color:var(--green-700)}.privacy-warning{display:flex;gap:12px;background:#fff8e7;border:1px solid #f5d790;border-radius:16px;padding:14px;margin-bottom:20px}.privacy-warning i{color:#9c6500;font-size:1.3rem}.privacy-warning p{margin:0}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:800;color:#263747}.input,.select,.textarea{width:100%;border:1px solid #c7d7d1;border-radius:13px;background:#fbfefc;padding:12px 13px;min-height:48px;font:inherit;color:var(--ink)}.textarea{min-height:110px;resize:vertical}.input:focus,.select:focus,.textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 4px rgba(10,168,95,.12)}.field small,.fine-print{color:var(--muted);font-size:.8rem}.optional{font-size:.73rem;color:var(--muted);font-weight:600}.terms{grid-column:1/-1;display:flex;align-items:flex-start;gap:10px;font-size:.88rem}.terms input{margin-top:5px;accent-color:var(--green-700)}.honeypot{position:absolute;left:-9999px}.status-message{margin-top:12px;min-height:24px;font-weight:750}.status-message.success{color:var(--green-800)}.status-message.error{color:var(--danger)}.spinner{width:18px;height:18px;border:2px solid rgba(255,255,255,.45);border-top-color:#fff;border-radius:50%;animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.form-aside{position:sticky;top:112px}.company-box{display:flex;flex-direction:column;gap:4px;padding:18px;border-radius:16px;background:var(--soft);margin-top:22px}
.footer{background:#071f2c;color:#d9e5e8;padding:58px 0 22px}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.35fr .8fr .9fr 1.35fr;gap:30px}.footer h2{font-size:1rem;color:#fff;margin-top:0}.footer ul{list-style:none;padding:0;margin:0}.footer li{margin:8px 0}.footer .logo{width:190px;height:90px;filter:brightness(1.1)}.footer-brand p{font-size:.9rem}.company-data{font-size:.86rem}.footer-notice{margin-top:35px;padding:18px;border:1px solid rgba(255,255,255,.15);border-radius:15px;background:rgba(255,255,255,.04)}.footer-notice p{margin:0;font-size:.88rem}.footer-bottom{display:flex;justify-content:space-between;gap:20px;align-items:center;border-top:1px solid rgba(255,255,255,.13);margin-top:26px;padding-top:20px;font-size:.82rem}.footer-bottom nav{display:flex;gap:15px}.whatsapp-float{position:fixed;right:20px;bottom:20px;z-index:90;display:flex;align-items:center;gap:8px;background:#128c4a;color:#fff;padding:13px 17px;border-radius:999px;font-weight:850;box-shadow:0 12px 30px rgba(0,0,0,.22)}.whatsapp-float:hover{text-decoration:none;transform:translateY(-1px)}
@media (max-width:980px){.nav{grid-template-columns:auto auto 1fr}.nav nav{grid-column:1/-1;width:100%}.menu-toggle{display:block;justify-self:end}.nav-actions{justify-self:end}.nav-menu{display:none;flex-direction:column;align-items:stretch;padding:12px 0}.nav-menu.open{display:flex}.nav-menu a{padding:12px}.hero-grid,.split,.content-grid,.form-layout{grid-template-columns:1fr}.cards.three,.contact-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.form-aside{position:static}.trust-card{max-width:720px}.nav-actions .btn{font-size:.85rem;padding:10px 12px}}
@media (max-width:680px){.container{width:min(100% - 22px,1180px)}.topbar-inner{padding:9px 0;flex-direction:column;align-items:flex-start;gap:4px}.nav{min-height:84px;gap:10px}.logo{width:128px;height:62px}.header .logo{width:188px;height:64px}.nav-actions{display:none}.hero{padding:50px 0}.hero h1,.page-hero h1{letter-spacing:-.035em}.cards.three,.contact-grid,.footer-grid,.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.terms{grid-column:auto}.section{padding:52px 0}.cta-box,.footer-bottom{align-items:flex-start;flex-direction:column}.whatsapp-float span{display:none}.whatsapp-float{width:54px;height:54px;padding:0;justify-content:center;font-size:1.35rem}.loan-card{padding:20px}.page-hero{padding:44px 0}}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* Ajustes da versão institucional e comercial */
.light-kicker{color:#9ee8c1}.values-grid{grid-template-columns:1fr 1fr;margin-top:22px}.service-hero{background:radial-gradient(circle at 80% 20%,rgba(10,168,95,.12),transparent 34%),linear-gradient(135deg,#f4fbf7,#eef6fb)}
.mini-steps{list-style:none;padding:0;margin:22px 0}.mini-steps li{display:grid;grid-template-columns:38px 1fr;gap:12px;align-items:start;margin:16px 0}.mini-steps li>span{width:34px;height:34px;border-radius:11px;background:var(--green-100);color:var(--green-800);display:grid;place-items:center;font-weight:900}.mini-steps p{margin:4px 0 0}.footer-notice strong{color:#fff}
@media (max-width:680px){.values-grid{grid-template-columns:1fr}.service-hero .hero-actions{align-items:stretch}.service-hero .hero-actions .btn{width:100%}}

/* Redes sociais e acessos internos — versão 3.1.3 */
.footer-bottom-links{display:flex;align-items:center;gap:14px}
.footer-bottom-links nav{display:flex;gap:15px}
.staff-links{display:flex;align-items:center;gap:5px;padding-left:12px;border-left:1px solid rgba(255,255,255,.14)}
.staff-links a{width:28px;height:28px;display:grid;place-items:center;border-radius:8px;color:#d9e5e8;opacity:.38;font-size:.9rem;transition:opacity .2s ease,background-color .2s ease,transform .2s ease}
.staff-links a:hover,.staff-links a:focus-visible{opacity:.9;background:rgba(255,255,255,.09);text-decoration:none;transform:translateY(-1px);outline:none}
@media (max-width:680px){.footer-bottom-links{width:100%;justify-content:space-between}.staff-links{margin-left:auto}.footer-bottom-links nav{flex-wrap:wrap}}

.social-links{display:flex;align-items:center;gap:8px;padding-left:12px;margin-left:2px}
.social-link{width:34px;height:34px;display:grid;place-items:center;border-radius:999px;color:#fff;font-size:1rem;box-shadow:0 10px 18px rgba(0,0,0,.14);transition:transform .2s ease,filter .2s ease,box-shadow .2s ease}
.social-link:hover,.social-link:focus-visible{text-decoration:none;transform:translateY(-2px) scale(1.04);filter:brightness(1.05);box-shadow:0 14px 24px rgba(0,0,0,.18);outline:none}
.social-facebook{background:linear-gradient(135deg,#1877f2,#145fd1)}
.social-instagram{background:linear-gradient(135deg,#f58529,#dd2a7b 48%,#8134af 78%,#515bd4)}
.social-youtube{background:linear-gradient(135deg,#ff3b30,#cc0000)}
.social-linkedin{background:linear-gradient(135deg,#0a66c2,#004182)}
@media (max-width:680px){.social-links{padding-left:0;margin-left:0}}